One thing is certain – if you have a comfortable life you will not be truly motivated to seek God or the truth. Your interest will be casual or more like a fun intellectual exercise. I use the word intellectual masturbation.
Often times as people get older, the reality of the world becomes more obvious. At that age it is often too late! The body will not cooperate and you will have missed your opportunity of finding a true Guru.
A great guru may be right next to you but your ego will create doubts. Surrender to the will of a Guru is difficult.
Most people still think information is knowledge. EXPERIENCE OF GOD IS KNOWLEDGE NOT INFORMATION.
Bhavin